We provide Commercial Insurance Services - tailored to your exact needs.
Services we provide:
Residential Property Owners
Designed to provide buildings, contents, and loss of rent protection for private dwellings, these private dwellings must be let to professionals, retired, students, asylum seekers, long term unoccupied properties awaiting an acceptable tenant and DSS tenants, who currently receive unemployment benefit, housing benefit, housing or disability benefit and DSS Referrals.
Combined Liability
Public & Employers Liability to fit SME’s of all descriptions including General Contractors, High Hazard Trades, Engineers, Retailers & Property Owners. Supplementary cover for tools, goods in transit, plant hire and contract works is also available.
Commercial Combined
Designed for small to medium businesses including engineering, manufacturing and light industrial trades:
- Material damage to buildings and contents (including stock) with option to include accidental damage
- Business interruption
- Goods in transit
- Loss of business money
- Personal accident assault
- Accidental damage to glass
- Public and products liability to £5m
- Employers liability to £10m
- Specified all risks
- Maximum location sum insured
- Commercial Legal Expenses
Goods in Transit
A stand -alone product offering goods in transit cover, to provide cost-effective solutions for all goods in transit risks, from single vehicle couriers to complex storage and freight forwarding.
Directors & Officers Liability
Suitable for UK private registered companies with turnovers of less than £ 10,000,000, Policy limit up to £ 1,000,000. Employment practice law extension available.
Motor Trade
Designed to meet the needs of full or part time motor traders (sole traders, partnerships or small companies) who require road risks cover for their own vehicles in their custody or control for motor trade purposes. Optional cover provides extra protection for loss or damage to these vehicles.
Catering for both Traders Combined and Road Risks, cases we insure include:- Commercial vehicle repairers
- New and used car sales
- Service, repair and MOT garages
- Vehicle body builders
- Part time mechanics
- Mechanics working from home
- Recovery operator
Manufacturing & Wholesaling Risks
Provides cover for the main insurance needs of a business. A combination of Material Damage, Business Interruption, Book Debts, Employers Liability, Public & Products Liability, Money, Goods in Transit and Specified Items ‘All Risks’ and Contractors ‘All Risks’.
Package Risks (Shop, Pub, Guest House, Restaurant, Office, Hotel, Takeaways)
This Insurance package is designed for commercial premises and will cover your business contents, goods in transit, money, frozen food, public, product and employer’s liability. We also offer a wide range of optional extras, allowing you to tailor the insurance package to suit your business needs.
Commercial Property Owners
Designed to provide buildings, contents, and loss of rent protection for commercial properties tenanted by high street trades, such trades include shops, offices, restaurants, pubs, takeaways and long term unoccupied properties awaiting an acceptable tenant or owner occupied.
The facility will also cater for industrial properties tenanted by manufacturing, processing and wholesaling trades.
Household
The Home insurance product is designed to meet the requirements of home and contents owners who wish to ensure that their homes and / or contents are protected. It is a flexible policy offering cover on a sum insured basis for buildings and / or contents. You specify the levels of cover you need for your requirements.
Optional features are also available and can be used to extend the policy cover to meet the wider requirements you may have.
